Pioneers Post
social investment
  • strict warning: Declaration of context_condition_path::execute() should be compatible with context_condition::execute($value) in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/context/plugins/context_condition_path.inc on line 0.
  • user warning: UPDATE command denied to user '408302_semagad'@'10.187.244.59' for table 'cache_content' query: UPDATE cache_content SET data = 'a:10:{s:10:\"field_date\";a:1:{i:0;a:4:{s:5:\"value\";s:19:\"2011-05-04T00:00:00\";s:8:\"timezone\";s:13:\"Europe/London\";s:11:\"timezone_db\";s:13:\"Europe/London\";s:9:\"date_type\";s:4:\"date\";}}s:12:\"field_source\";a:1:{i:0;a:1:{s:3:\"nid\";N;}}s:17:\"field_story_img_1\";a:1:{i:0;a:10:{s:3:\"fid\";s:4:\"3252\";s:4:\"list\";s:1:\"1\";s:4:\"data\";a:2:{s:3:\"alt\";s:0:\"\";s:5:\"title\";s:0:\"\";}s:3:\"uid\";s:4:\"2355\";s:8:\"filename\";s:22:\"Charity bank image.png\";s:8:\"filepath\";s:66:\"sites/default/files/images/stories/images_1/Charity bank image.png\";s:8:\"filemime\";s:9:\"image/png\";s:8:\"filesize\";s:5:\"87171\";s:6:\"status\";s:1:\"1\";s:9:\"timestamp\";s:10:\"1304585697\";}}s:25:\"field_story_img_1_caption\";a:1:{i:0;a:2:{s:5:\"value\";N;s:6:\"format\";N;}}s:27:\"field_story_img_1_in_teaser\";a:1:{i:0;a:1:{s:5:\"value\";s:1:\"1\";}}s:16:\"field_story_lead\";a:1:{i:0;a:2:{s:5:\"value\";s:1913:\"<p><strong style=\"font-weight: bold; \">Fund name:</strong>&nbsp;<a href=\"http://www.charitybank.org/\" style=\"margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: initial; border-left-width: 0px; border-style: initial; border-color: initial; font-weight: normal; font-style: inherit; font-size: 12px; font-family: inherit; vertical-align: baseline; text-align: left; color: rgb(0, 102, 204); text-decoration: none; border-bottom-style: none; border-bottom-color: initial; outline-style: none; outline-width: initial; outline-color: initial; \">Charity Bank&nbsp;</a></p>\r\n<div id=\"cke_pastebin\" style=\"margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; font-weight: inherit; font-style: inherit; font-size: 12px; font-family: inherit; vertical-align: baseline; text-align: left; \"><a href=\"http://www.socialenterpriselive.com/node/6480/edit#Contact details\" style=\"margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: initial; border-left-width: 0px; border-style: initial; border-color: initial; font-weight: normal; font-style: inherit; font-size: 12px; font-family: inherit; vertical-align: baseline; text-align: left; color: rgb(0, 102, 204); text-decoration: none; border-bottom-style: none; border-bottom-color: initial; outline-style: none; outline-width: initial; outline-color: initial; \">Click for contact details.</a></div>\";s:6:\"format\";s:1:\"2\";}}s:17:\"field_story_quote\";a:1:{i:0;a:2:{s:5:\"value\";N;s:6:\"format\";N;}}s:18:\"field_story_teaser\";a:1:{i:0;a:2:{s:5:\"value\";s:83:\"<p>Investment fund:&nbsp;<a href=\"http://www.charitybank.org \">Charity Bank</a></p>\";s:6:\"format\";s:1:\"2\";}}s:25:\"field_story_related_nodes\";a:1:{i:0;a:1:{s:3:\"nid\";N;}}s:17:\"field_story_files\";a:1:{i:0;N;}}', created = 1467308575, expire = 0, headers = '', serialized = 1 WHERE cid = 'content:6480:15228' in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/includes/cache.inc on line 109.
  • strict warning: Declaration of rules_data_type_string::get_default_input_form() should be compatible with rules_data_type::get_default_input_form($variable_info, $value, &$form_state) in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/rules/rules/modules/rules.rules.inc on line 0.
  • user warning: UPDATE command denied to user '408302_semagad'@'10.187.244.59' for table 'cache_filter' query: UPDATE cache_filter SET data = '<div id=\"cke_pastebin\">\n<div id=\"cke_pastebin\"><strong>What areas of the UK does this fund invest in?</strong> UK wide&nbsp;</div>\n<div id=\"cke_pastebin\">&nbsp;</div>\n<div id=\"cke_pastebin\"><strong>Is this fund sector/asset class specific?</strong> <a href=\"http://www.charitybank.org\">Charity Bank</a> lends to social enterprises, charities, community organisations and other social profit organisations.&nbsp;</div>\n<div id=\"cke_pastebin\">&nbsp;</div>\n<div id=\"cke_pastebin\"><strong>Are start-ups eligible for this fund?</strong> Yes&nbsp;</div>\n<div id=\"cke_pastebin\">&nbsp;</div>\n<div id=\"cke_pastebin\"><strong>What organisational structures are funded (eg CIC/Charity/CLG)?&nbsp;</strong></div>\n<div id=\"cke_pastebin\">We can lend to any organisation that is a registered (or exempt) charity; as well as to community associations, voluntary organisations, community businesses, CIC, social enterprises or social landlords as long as the purpose of the loan are charitable. We also lend to for-profit companies if the loan is for exclusively charitable purposes.</div>\n<div id=\"cke_pastebin\">&nbsp;</div>\n<div id=\"cke_pastebin\"><strong>What structures does this fund use (e.g. equity/unstructured loan/grant etc)?</strong></div>\n<div id=\"cke_pastebin\">We offer loans or guarantees. We can lend secured or unsecured.&nbsp;</div>\n<div id=\"cke_pastebin\">&nbsp;</div>\n<div id=\"cke_pastebin\"><strong>What return do you look for from an investment from this fund?</strong></div>\n<div id=\"cke_pastebin\">Our interest rate is generally between 6.5% and 7.5% per year irrespective of base rate. We also make a onetime charge to contribute to our administration costs. Generally this is 1% of the loan amount.</div>\n<div id=\"cke_pastebin\">&nbsp;</div>\n<div id=\"cke_pastebin\"><strong>What impact do you look for in an investment from this fund?</strong></div>\n<div id=\"cke_pastebin\">Loans must be exclusively for charitable purposes.</div>\n<div id=\"cke_pastebin\">&nbsp;</div>\n<div id=\"cke_pastebin\"><strong>Minimum size of deal:</strong></div>\n<div id=\"cke_pastebin\">&pound;50,000</div>\n<div id=\"cke_pastebin\">&nbsp;</div>\n<div id=\"cke_pastebin\"><strong>Maximum size of deal</strong>:</div>\n<div id=\"cke_pastebin\">&pound;2,000,000 (larger deals may be done in partnership with other social lenders)</div>\n<div id=\"cke_pastebin\">&nbsp;</div>\n<div id=\"cke_pastebin\"><strong>What proportion of investments are classified high, medium and low risk?</strong></div>\n<div id=\"cke_pastebin\">Over 99% of the loans made by Charity Bank have been repaid in full</div>\n<div id=\"cke_pastebin\">&nbsp;</div>\n<div id=\"cke_pastebin\"><strong>Are audited accounts required?</strong></div>\n<div id=\"cke_pastebin\">Yes.&nbsp;</div>\n<div id=\"cke_pastebin\">&nbsp;</div>\n<div id=\"cke_pastebin\"><strong>Is match funding available?</strong></div>\n<div id=\"cke_pastebin\">Charity Bank loans can be used as matched funding.&nbsp;</div>\n<div id=\"cke_pastebin\">&nbsp;</div>\n<div id=\"cke_pastebin\"><strong>Is there maximum and minimum recipient turnover requirements?</strong></div>\n<div id=\"cke_pastebin\">No.&nbsp;</div>\n<div id=\"cke_pastebin\">&nbsp;</div>\n<div id=\"cke_pastebin\"><strong>Is a percentage of investee income to come from trading</strong>?</div>\n<div id=\"cke_pastebin\">No.&nbsp;</div>\n<div id=\"cke_pastebin\">&nbsp;</div>\n<div id=\"cke_pastebin\"><strong>Do you have a preferred and/or maximum length of investment?</strong></div>\n<div id=\"cke_pastebin\">Loans are generally for periods from six months to 10 years, with loans secured on property for periods up to 25 years.</div>\n<div>&nbsp;</div>\n<div>&nbsp;</div>\n</div>\n<p><meta charset=\"utf-8\" /></p>\n<div id=\"cke_pastebin\">\n<div>\n<div style=\"margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; font-weight: inherit; font-style: inherit; font-size: 12px; font-family: inherit; vertical-align: baseline; text-align: left; border-style: initial; border-color: initial; \"><font class=\"Apple-style-span\" color=\"#0066CC\" face=\"inherit\"><a name=\"Contact details\"></a>www.charitybank.org</font><span class=\"Apple-style-span\" style=\"margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; font-weight: inherit; font-style: inherit; font-family: inherit; vertical-align: baseline; border-style: initial; border-color: initial; border-style: initial; border-color: initial; border-style: initial; border-color: initial; line-height: 13px; \">/</span><span class=\"Apple-style-span\" style=\"margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; font-weight: inherit; font-style: inherit; font-size: 12px; font-family: inherit; vertical-align: baseline; text-align: left; border-style: initial; border-color: initial; border-style: initial; border-color: initial; border-style: initial; border-color: initial; line-height: 13px; \"><a href=\"mailto:enquiries@charitybank.org\" style=\"margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: initial; border-left-width: 0px; border-style: initial; border-color: initial; font-weight: normal; font-style: inherit; font-size: 12px; font-family: inherit; vertical-align: baseline; text-align: left; color: rgb(0, 102, 204); text-decoration: none; outline-style: none; outline-width: initial; outline-color: initial; border-style: initial; border-color: initial; border-style: initial; border-color: initial; border-bottom-style: none; border-bottom-color: initial; \">enquiries@charitybank.org</a></span><span class=\"Apple-style-span\" style=\"margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; font-weight: inherit; font-style: inherit; font-size: 12px; font-family: inherit; vertical-align: baseline; text-align: left; border-style: initial; border-color: initial; border-style: initial; border-color: initial; border-style: initial; border-color: initial; line-height: 13px; \">/01732 774059</span></div>\n<div style=\"margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; font-weight: inherit; font-style: inherit; font-size: 12px; font-family: inherit; vertical-align: baseline; text-align: left; border-style: initial; border-color: initial; \"><a href=\"http://www.facebook.com/charitybank\" style=\"margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: initial; border-left-width: 0px; border-style: initial; border-color: initial; font-weight: normal; font-style: inherit; font-size: 12px; font-family: inherit; vertical-align: baseline; text-align: left; color: rgb(0, 102, 204); text-decoration: none; outline-style: none; outline-width: initial; outline-color: initial; border-style: initial; border-color: initial; border-bottom-style: none; border-bottom-color: initial; \"><img alt=\"\" src=\"http://www.socialenterpriselive.com/sites/default/files/facebook_logo.png\" style=\"margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-style: initial; border-color: initial; font-weight: inherit; font-style: inherit; font-size: 12px; font-family: inherit; vertical-align: baseline; text-align: left; border-width: initial; border-color: initial; border-style: initial; border-color: initial; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-width: initial; border-color: initial; width: 45px; height: 45px; \" /></a><a href=\"http://www.twitter.com/charitybank\" style=\"margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: initial; border-left-width: 0px; border-style: initial; border-color: initial; font-weight: normal; font-style: inherit; font-size: 12px; font-family: inherit; vertical-align: baseline; text-align: left; color: rgb(0, 102, 204); text-decoration: none; outline-style: none; outline-width: initial; outline-color: initial; border-style: initial; border-color: initial; border-bottom-style: none; border-bottom-color: initial; \"><img alt=\"\" src=\"http://www.socialenterpriselive.com/sites/default/files/twitter-button-small.png\" style=\"margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-style: initial; border-color: initial; font-weight: inherit; font-style: inherit; font-size: 12px; font-family: inherit; vertical-align: baseline; text-align: left; border-width: initial; border-color: initial; border-style: initial; border-color: initial; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-width: initial; border-color: initial; width: 45px; height: 45px; \" /></a></div>\n</div>\n</div>\n<p><meta charset=\"utf-8\" /></p>\n<div id=\"cke_pastebin\">\n<div>&nbsp;</div>\n<div>&nbsp;</div>\n</div>\n<div id=\"cke_pastebin\"><img alt=\"\" src=\"/sites/default/files/charity bank reduced size.jpg\" style=\"width: 150px; height: 174px; \" /></div>\n', created = 1467308575, expire = 1467394975, headers = '', serialized = 0 WHERE cid = '2:0105a5aa5ea28417da5310c323827aea' in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/includes/cache.inc on line 109.
  • user warning: UPDATE command denied to user '408302_semagad'@'10.187.244.59' for table 'cache_filter' query: UPDATE cache_filter SET data = '<p>Investment fund:&nbsp;<a href=\"http://www.charitybank.org \">Charity Bank</a></p>\n', created = 1467308575, expire = 1467394975, headers = '', serialized = 0 WHERE cid = '2:164b7f816fd65be6bc3dcb8061144d1d' in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/includes/cache.inc on line 109.
  • user warning: UPDATE command denied to user '408302_semagad'@'10.187.244.59' for table 'cache_filter' query: UPDATE cache_filter SET data = '<p><strong style=\"font-weight: bold; \">Fund name:</strong>&nbsp;<a href=\"http://www.charitybank.org/\" style=\"margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: initial; border-left-width: 0px; border-style: initial; border-color: initial; font-weight: normal; font-style: inherit; font-size: 12px; font-family: inherit; vertical-align: baseline; text-align: left; color: rgb(0, 102, 204); text-decoration: none; border-bottom-style: none; border-bottom-color: initial; outline-style: none; outline-width: initial; outline-color: initial; \">Charity Bank&nbsp;</a></p>\n<div id=\"cke_pastebin\" style=\"margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; font-weight: inherit; font-style: inherit; font-size: 12px; font-family: inherit; vertical-align: baseline; text-align: left; \"><a href=\"http://www.socialenterpriselive.com/node/6480/edit#Contact details\" style=\"margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: initial; border-left-width: 0px; border-style: initial; border-color: initial; font-weight: normal; font-style: inherit; font-size: 12px; font-family: inherit; vertical-align: baseline; text-align: left; color: rgb(0, 102, 204); text-decoration: none; border-bottom-style: none; border-bottom-color: initial; outline-style: none; outline-width: initial; outline-color: initial; \">Click for contact details.</a></div>\n', created = 1467308575, expire = 1467394975, headers = '', serialized = 0 WHERE cid = '2:1cbc1138b1acfe17872f778c1f221f53' in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/includes/cache.inc on line 109.
  • strict warning: Declaration of context_condition_node::execute() should be compatible with context_condition::execute($value) in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/context/plugins/context_condition_node.inc on line 0.
  • strict warning: Only variables should be passed by reference in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/date/date/date.theme on line 255.
  • strict warning: Only variables should be passed by reference in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/date/date/date.theme on line 260.
  • strict warning: Only variables should be passed by reference in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/date/date/date.theme on line 261.
  • strict warning: Only variables should be passed by reference in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/date/date/date.theme on line 255.
  • strict warning: Only variables should be passed by reference in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/date/date/date.theme on line 260.
  • strict warning: Only variables should be passed by reference in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/date/date/date.theme on line 261.
  • strict warning: Declaration of context_condition_menu::execute() should be compatible with context_condition::execute($value) in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/context/plugins/context_condition_menu.inc on line 0.
  • user warning: UPDATE command denied to user '408302_semagad'@'10.187.244.59' for table 'cache_menu' query: UPDATE cache_menu SET data = 'links::tree-data:5d6d3aaaaef5fba302ce62698fa37bbe', created = 1467308575, expire = 0, headers = '', serialized = 0 WHERE cid = 'links::page-cid:node/6480:1' in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/includes/cache.inc on line 109.
  • strict warning: Declaration of context_reaction_debug::options_form() should be compatible with context_reaction::options_form($context) in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/context/plugins/context_reaction_debug.inc on line 0.
  • strict warning: Declaration of context_reaction_block::execute() should be compatible with context_reaction::execute() in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/context/plugins/context_reaction_block.inc on line 0.
  • strict warning: Non-static method view::load() should not be called statically in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/views.module on line 879.
  • strict warning: Declaration of views_handler_filter::options_validate() should be compatible with views_handler::options_validate($form, &$form_state) in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/handlers/views_handler_filter.inc on line 0.
  • strict warning: Declaration of views_handler_filter::options_submit() should be compatible with views_handler::options_submit($form, &$form_state) in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/handlers/views_handler_filter.inc on line 0.
  • strict warning: Declaration of views_handler_filter_boolean_operator::value_validate() should be compatible with views_handler_filter::value_validate($form, &$form_state) in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/handlers/views_handler_filter_boolean_operator.inc on line 0.
  • strict warning: Declaration of views_handler_filter_term_node_tid::value_validate() should be compatible with views_handler_filter::value_validate($form, &$form_state) in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/modules/taxonomy/views_handler_filter_term_node_tid.inc on line 0.
  • strict warning: Declaration of views_plugin_style_default::options() should be compatible with views_object::options() in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/plugins/views_plugin_style_default.inc on line 0.
  • strict warning: Declaration of views_plugin_row::options_validate() should be compatible with views_plugin::options_validate(&$form, &$form_state) in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/plugins/views_plugin_row.inc on line 0.
  • strict warning: Declaration of views_plugin_row::options_submit() should be compatible with views_plugin::options_submit(&$form, &$form_state) in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/plugins/views_plugin_row.inc on line 0.
  • strict warning: Non-static method view::load() should not be called statically in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/views.module on line 879.
  • strict warning: Declaration of views_handler_argument::init() should be compatible with views_handler::init(&$view, $options) in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/handlers/views_handler_argument.inc on line 0.
  • strict warning: Non-static method view::load() should not be called statically in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/views.module on line 879.
  • user warning: UPDATE command denied to user '408302_semagad'@'10.187.244.59' for table 'cache_menu' query: UPDATE cache_menu SET data = 'links:menu-common-staff-task:tree-data:eb9e658f729183f594e8315d743be9ac', created = 1467308575, expire = 0, headers = '', serialized = 0 WHERE cid = 'links:menu-common-staff-task:page-cid:node/6480:1' in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/includes/cache.inc on line 109.
  • user warning: UPDATE command denied to user '408302_semagad'@'10.187.244.59' for table 'cache_menu' query: UPDATE cache_menu SET data = 'links:primary-links:tree-data:ec9d1f244fad5ced3f9540e6663a5870', created = 1467308575, expire = 0, headers = '', serialized = 0 WHERE cid = 'links:primary-links:page-cid:node/6480:1' in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/includes/cache.inc on line 109.
  • strict warning: Non-static method view::load() should not be called statically in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/views.module on line 879.
  • strict warning: Declaration of date_handler_field_multiple::options() should be compatible with views_object::options() in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/date/date/date_handler_field_multiple.inc on line 0.
  • strict warning: Declaration of views_handler_filter_node_status::operator_form() should be compatible with views_handler_filter::operator_form(&$form, &$form_state) in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/modules/node/views_handler_filter_node_status.inc on line 0.
  • strict warning: Non-static method view::load() should not be called statically in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/views.module on line 879.
  • strict warning: Non-static method view::load() should not be called statically in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/views.module on line 879.
  • strict warning: Non-static method view::load() should not be called statically in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/views.module on line 879.
  • strict warning: Non-static method view::load() should not be called statically in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/sites/all/modules/views/views.module on line 879.
  • user warning: UPDATE command denied to user '408302_semagad'@'10.187.244.59' for table 'cache_menu' query: UPDATE cache_menu SET data = 'links:menu-info:tree-data:57b24e4b72c4f4db84bd93dd0a2a4fb0', created = 1467308575, expire = 0, headers = '', serialized = 0 WHERE cid = 'links:menu-info:page-cid:node/6480:1' in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/includes/cache.inc on line 109.
  • user warning: UPDATE command denied to user '408302_semagad'@'10.187.244.59' for table 'cache_menu' query: UPDATE cache_menu SET data = 'links:menu-services:tree-data:341a054f1ea1f368661d566821f7b278', created = 1467308575, expire = 0, headers = '', serialized = 0 WHERE cid = 'links:menu-services:page-cid:node/6480:1' in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/includes/cache.inc on line 109.
  • user warning: UPDATE command denied to user '408302_semagad'@'10.187.244.59' for table 'cache_menu' query: UPDATE cache_menu SET data = 'links:menu-footer-menu:tree-data:40812f47fac677eccd4c786f4214339a', created = 1467308575, expire = 0, headers = '', serialized = 0 WHERE cid = 'links:menu-footer-menu:page-cid:node/6480:1' in /mnt/stor2-wc1-dfw1/408302/www.socialenterpriselive.com/web/content/includes/cache.inc on line 109.

Investment fund: Charity Bank

4 May 2011
What areas of the UK does this fund invest in? UK wide 
 
Is this fund sector/asset class specific? Charity Bank lends to social enterprises, charities, community organisations and other social profit organisations. 
 
Are start-ups eligible for this fund? Yes 
 
What organisational structures are funded (eg CIC/Charity/CLG)? 
We can lend to any organisation that is a registered (or exempt) charity; as well as to community associations, voluntary organisations, community businesses, CIC, social enterprises or social landlords as long as the purpose of the loan are charitable. We also lend to for-profit companies if the loan is for exclusively charitable purposes.
 
What structures does this fund use (e.g. equity/unstructured loan/grant etc)?
We offer loans or guarantees. We can lend secured or unsecured. 
 
What return do you look for from an investment from this fund?
Our interest rate is generally between 6.5% and 7.5% per year irrespective of base rate. We also make a onetime charge to contribute to our administration costs. Generally this is 1% of the loan amount.
 
What impact do you look for in an investment from this fund?
Loans must be exclusively for charitable purposes.
 
Minimum size of deal:
£50,000
 
Maximum size of deal:
£2,000,000 (larger deals may be done in partnership with other social lenders)
 
What proportion of investments are classified high, medium and low risk?
Over 99% of the loans made by Charity Bank have been repaid in full
 
Are audited accounts required?
Yes. 
 
Is match funding available?
Charity Bank loans can be used as matched funding. 
 
Is there maximum and minimum recipient turnover requirements?
No. 
 
Is a percentage of investee income to come from trading?
No. 
 
Do you have a preferred and/or maximum length of investment?
Loans are generally for periods from six months to 10 years, with loans secured on property for periods up to 25 years.
 
 

www.charitybank.org/enquiries@charitybank.org/01732 774059